Arranging a mortgage can seem like an endless process, full of paperwork. But there are ways to make it easier - get organised and make the most of your appointment with a mortgage adviser by following our handy checklist...

mortgage appointment mandatory checklist

For our mortgage advisers to give you the best advice, they’ll need to see a number of important documents detailing your identity, address and income. This way they can accurately calculate what you can afford to repay, over how long, and work out how much you can borrow from the bank or building society.

If you already have a property in mind, bringing the details of it along with proof of your deposit will help speed things up. Talking to a mortgage adviser signals to the other parties in your property chain that you are serious about moving, and this could help improve the chance of your offer being accepted.  

After carefully reviewing all of your documents and understanding your current circumstances, your adviser will be able to recommend the best product for you. Don’t worry if you forget all the information you’re given in the appointment, your adviser will write down exactly what they are recommending and why, so you have plenty of time to think it over.

Along with the recommended mortgage product, terms and repayments, your adviser will provide you with a quote and any insurance policies. The next steps are up to you. If you are happy with the quote – great! If not, the adviser can work with you until they find the most suitable product.

To get  mortgage advice from one of our local experts, contact Leaders Mortgage Services on 01344 753171, or click below to request a mortgage appointment.