Getting onto the property ladder doesn’t have to be out of reach — this delightful one-bedroom cottage in the heart of Seal village offers an affordable first step through shared ownership.
With a 102-year lease remaining, you can purchase a 25% share for just £81,250 (based on the full market value of £325,000), while the remaining 75% is held by Moat Housing. You'll pay a monthly rent of £696.52, plus £16.89 for buildings insurance. That’s often more affordable than renting on the open market — and with no ground rent, no application fees, and no hidden costs, it’s a simple way to start your homeownership journey.
Moat Housing’s shared ownership scheme includes the flexibility to increase your share over time through “staircasing” – and if you’re in a position to buy outright, they’re even open to selling their full 75% share by direct negotiation, meaning you could purchase the freehold for £325,000 if desired.
This mid-terraced cottage is full of charm and character. Step into the front lounge, with log burner - perfect for cosy evenings; in turn this flows into a well-presented, modern kitchen at the rear. Upstairs, you’ll find a generous double bedroom with a dedicated dressing area, fitted shutters, and a sleek, contemporary shower room. Both the lounge and bedroom offer built-in storage. Just outside, a separate utility room in the outhouse provides space for a washing machine, tumble dryer, or even a compact work-from-home setup. At the rear of the property, and accessed via the stable door, a private courtyard garden is perfect for enjoying a morning coffee or evening meal. Access across the courtyard is granted to neighbours strictly for maintenance purposes (e.g. to inspect or repair services such as drains or gutters) and is rarely used.
Situated right in the centre of Seal village, the home is moments from local shops, takeaways, and a traditional pub. Sevenoaks town centre is just a 10-minute drive away for more extensive shopping, dining, and leisure options. Commuters will appreciate the excellent transport links — the M25 is nearby, and trains from Sevenoaks reach London Bridge in under 30 minutes, or head south to the coast at Hastings in around an hour.
While the property doesn’t come with dedicated parking, the current owner has a private parking agreement across the road which could potentially be transferred.
Whether you're tired of renting, looking for your first place, or keen to make your money go further each month, this beautifully maintained cottage could be your ideal next move.
Contact us to arrange a viewing or to find out more about eligibility for shared ownership through Moat Housing.
Important Notice: We have prepared these property particulars as a general guide to a broad description of the property. They are not intended to constitute part of an offer or contract. We have not carried out a structural survey and the services, appliances and specific fittings have not been tested. All photographs, measurements, floorplans and distances referred to are given as a guide only and should not be relied upon for the purchase of carpets or any other fixtures or fittings. Lease details, service charges and ground rent (where applicable) and council tax are given as a guide only and should be checked and confirmed by your Solicitor prior to exchange of contracts. The copyright of all details, photographs and floorplans remain exclusive to Leaders. ‘’These particulars are believed to be correct and have been verified by or on behalf of the Vendor. However, any interested party will satisfy themselves as to their accuracy and as to any other matter regarding the Property or its location or proximity to other features or facilities which is of specific importance to them. Distances and areas are only approximate and unless otherwise stated fixtures contents and fittings are not included in the sale. Prospective purchasers are always advised to commission a full inspection and structural survey of the Property before deciding to proceed with a purchase.’’ Successful buyers will be required to complete online identity checks provided by Lifetime Legal. The cost of these checks is £80 inc. VAT per purchase which is paid in advance, directly to Lifetime Legal. This charge verifies your identity in line with our obligations as agreed with HMRC and includes mover protection.
Council Tax Band B
